Modern age Money & Women

"Financial literacy is an important skill women need to learn."

"Money can't buy everything but without money we cannot survive" No matter what your age, status, or situation , you're capable of taking charge of your finances. You just need to learn the basic and take the right steps towards financial health.

In today's world, most women will have to plan for their future, women cannot depends on men 100%. Therefore women should consider risk minimization investments for example investing in property, unit trust and retirement plan.

*Invest in property
Property purchase is a stable investment in today's marketplace. We are all aware that capital returns vary accordingly to the market in which we invest and, chosen in the correct location, property can offer better returns than any form of investment.

*Invest in Unit Trust
Unit Trust is an idea way for small investors to invest for their future. For women who just starting out in investment, unit trusts is a very good option to invest. Unit trust risk are low so there is more security.

*Invest in Retirement plan
Retirements plan can provide retirement security. The interest in fixed so it is pretty safe. By investing in retirement plans you won't have to worry financial problems as you age as you're guaranteed money in your retirement day .

In my opinion, women have to start planning for the future from a very young age. Planning is important for your own financial security. - By Firefly -

Is time to say goodbye Shopaholic

A shopaholic is a person who can't stop shopping. When a shopaholic sees something they want, they get a strong urge to buy it. No matter the age or profession. As responsible women, we should learn how to use money wisely and save for our future.

 

Let's face it. Ladies love shopping. Just like the movie ‘Confessions of a Shopaholic', shopaholics are beautiful, shopaholics are happy, shopaholics are playful. In reality, many women have shopaholic tendencies. Whether you're feeling happy, upset or bored shopping is the cure.

So how do we keep our shopping sprees in check? Here are some ways: 

Tip 1: Buy only what is necessary

Before you go shopping, you should list down the items you want to buy.It can control your spending so you don’t simply buy anything that is useless.

Tip 2:Don’t get influenced by advertisements through mass media

Advertisements play an important role in our society and women will be tempted by advertisements. Therefore you should learn how to stay clear from the lure of advertisements.

Tip 3: Learn how to calculate

Calculate the actual amount you spend on every item you purchase every month. After sometime, you will be able to understand your monthly expenses and manage your finances better.

Tip 4: Avoid using the credit card

You must save money for other purposes such as investment and property. You should try to avoid using credit cards to buy anything while shopping.

Being a smart shopaholic is easy! It all depends on how you spend your money on your favorite things.

  

Written by CCTV ◕‿<

Fashion Exposed

It is the very first time all three of us left the classroom to a shopping center in Petaling Jaya to explore " street-fashion". Our mission, to find 10 ladies with different fashion styles.

Check it out!

Name: Lilac Chang

Age: 23    

Occupation: N/A

Brand: Mod house, Lewre , LV and Guess

Budget spent on the outfit: RM4000
Reason for dress up: To Look good

                

Name : Cindy
Age : 25

Occupation : IT

Brand : Forever 21 , Vincci

Budget spent on the outfit : RM 150

    
 Name: Glynnis

 Age: 23    

 Occupation: N/A

 Brand : Kitchen, Night market

 Reason for dress up: To Look good

                

 Name: Lavin Seow ( Actress )

 Age: 34

 Occupation: N/A

 Brand : Kins and 2%

 Budget spent on the outfit : RM300

 Reason for dress up: To Look good

                

Name : Azra (Maldives)

Age : 26   

Occupation :Tourism

Brand : Zara
Reason for dress up : Country nature

    

  

Name : Jin Marie

Age : 22   

Occupation : Call Centre

Brand : Summit and Vincci

Budget spent on the outfit : RM100

   

                

Name: Stephy

Age: 24

Occupation: Admin
Brand: Crocodile, Vincci, Cotton On and Padini
Budget spent on attire : RM 200

   

  Name: Claudia

  Age: -

  Occupation: Admin

  Brand: Zara, Morgan...(something that can fit me and wear nice)

   Budget spent on attire : RM1000

                                            

                                               

    

 Name : Emily

 Age : 22

 Occupation : Interior Design

 Brand: Online Boutique, Summit

 Budget spent on attire : RM 200

                                                              

  








Name : Stefanie Chua ( Miss Malaysia 2009 )

Age : 22

Occupation : Student

Brand : Guess, Louis Vuitton and Armani Exchange

Budget spent on attire:  RM 1300

Based on our observation, we found that women dress up for several reasons: to look trendy. for comfort, and to look good. However, the most common characteristic was that women mix and match their clothess accessories express their own style.

--- Stay Tuned---